“Somsak Thepsuthin” revealed that Thailand’s household debt situation is 16.2 trillion baht in 2023. “Farmers – people with low income” are worried. Move on to “clean up household debt” and reduce unnecessary costs. Improve saving skills Develop careers to create additional income, collaborate with the RTA to create a mechanism, with the aim of solving poverty and reducing costs on “alcohol and cigarettes” in 2,000 sub-regions/communities.
On March 24, 2024 Mr. Somsak Thepsuthin, Chairman of the Health Promotion Institute (Thai Health Promotion Institute). Disclosing the results of the Thai Health Promotion Fund Committee Meeting No. 3/2024 that the meeting approved guidelines for cooperation to reduce household expenditure. between the National Village and the Office of the Urban Community Fund (NHB) and Thai Health Promotion Foundation to solve problems and reduce the proportion of household debt. Especially little people Under the operating concept “Reduce household expenses, stop drinking, stop smoking.”
From the information it was found that Thailand’s household debt situation in 2023 is at 16.2 trillion baht, with farmers and low-income groups being two groups with a worrying debt situation, with a high debt-to-income ratio of 34% and 41%, respectively. Consistent with the average expenditure data of Thai households, it is found that 87% of the majority are consumer expenses, and the highest costs are food, alcoholic beverages and tobacco, which account for 35.5% Especially families with low income have expenses high on alcohol. Families with an income 6 times higher spend 21.5% of their income on smoking. This leaves less money for other necessary expenses, causing more debt.. This is the principle of working together this time. Emphasis is placed on creating awareness to reduce unnecessary expenses. Improving saving skills Developing careers and creating additional income In the past, Thai Health Promotion Foundation has faced costs when working in areas that can support the work of the Royal Thai Army, including:
1. Areas for driving work at sub-regional/community level, 626 areas, such as alcohol-free/smoking-free community networks The sub-region’s health network
2. An academic team that will improve learning and development in the field
3. A set of information that will be used to create a model to abstain from alcohol to solve household debt problems. Including parties, merit making ceremonies, and non-alcohol/smoking funerals.
These are all household expenses that can be saved. And see real results from the work of the Thai Health Promotion Foundation together with network partners, such as the “People with Diamond Hearts” project to reduce alcohol during the Buddhist Lent and lead to lifelong abstinence from alcohol. In 2022 alone, 151,948 people participated, able to save money Up to 121,784,378 baht or alcohol-free merit-making project Pho Sri Suwan District, Sisaket Province, found that since 2008, up to 148,376,000 baht in costs could be saved in 15 years .
Mr said. Somsak too For operations, Thai Health Promotion Foundation and RTA have surveyed work areas and set goals for creating poverty-free communities with good health for all in 2,000 sub-districts/communities in order to create a mechanism to “reduce expenses, increase income” in the area by reducing Expenses by expanding the Thailand Health Promotion Foundation model, including the Diamond Heart Project, alcohol-free merit-making events, gambling-aware financial mentors, community vegetable gardens, as well as financial information and savings tools such as reducing debt for informal workers in collaboration with the Stock Exchange of Thailand and increase income Use methods to create a community economic plan, such as career creation Links with financial institutions/institutions Promote production and personal consumption Including a debt relief scheme and career development to supplement income Development organic entrepreneurs in green markets Creating food security in the community
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