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Understanding Pneumonia Insurance: A Guide for Consumers

Insurance Journal is introducing new articles in post form to help insurance consumers understand insurance products more easily. This section is designed to help consumers select and underwrite insurance products by providing essential insurance-related information from the consumer’s perspective.

Find out about essential pneumonia insurance for spring.

The human body uses energy to adapt to changes in temperature, such as during seasonal changes with large temperature changes, but when immunity declines due to a lack of energy used by immune cells, it becomes vulnerable to bacterial and viral invasion and becomes susceptible to disease.

When you get a mild cold, you often don’t need to go to the hospital. This is because it usually gets better on its own after about a week.

However, if the fever does not subside and the cough does not stop, patients who require hospital care are often diagnosed with pneumonia.

Pneumonia is an inflammation of the lungs, particularly the alveoli, caused by infections caused by bacteria, viruses and fungi.

Some people think that pneumonia and a cold are similar, but common symptoms of pneumonia include high fever and chills, cough, wheezing when breathing, difficulty breathing, stuffy nose and chest pain, abdominal pain, vomiting, and loss of appetite .

The initial symptoms can be confusing as they are similar to a cold, but if the above-mentioned symptoms persist over time, pneumonia may be suspected.

When symptoms are mild, antibiotics can be used to treat the condition in about two weeks, but if you don’t stick to it, it can be fatal to your health, so it’s important to get tested as soon as possible.

Discover respiratory insurance products that pay diagnostic costs even if you are diagnosed with pneumonia.

This is an example of coverage when a diagnosis of pneumonia is 500,000 won, hospitalization in a general hospital is 200,000 won, and hospitalization in a tertiary general hospital is 20+40=600,000 won, plus the daily allowance for l use of a carer.

In the case of daily use of the assistant or hospitalization expenses in a single room, coverage is also possible in the event of hospitalization for other pathologies, so preparing them in advance can be useful when hospitalization occurs.

The immunity of the human body is significantly weakened when the body temperature drops even 1 degree. During the change of season, you need to take care of your body by resting and sleeping enough to avoid getting tired.

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