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“Apply for a national subsidy loan” clicked and robbed

[이데일리 노희준 기자] [Web발신] (Advertising) “○○Bank” In September, please check if you are eligible for a loan application for disaster aid. Consultation inquiry

A private business owner recently received a text message from his parent bank stating that he was eligible for a loan application for a disaster subsidy. It was intended to provide an interest-free loan to business owners. Mr. A, whose business became difficult due to COVID-19, thought it was a government loan related to the disaster subsidy, and called and received loan counseling. The counselor sent Mr. A the internet address (URL) for installing the app, saying, “You have to install the app I send to apply for a loan.” Mr. A clicked on it, wrote down personal information, and deposited 10 million won as a loan deposit to a virtual account guided by a counselor. However, what Mr. A installed was a mobile phone remote control app and a phone interception app. I also found out that the virtual account was a cannon account account for a member of the Sumi-Seung crime syndicate.

The Financial Services Commission and the Financial Supervisory Service, together with the National Police Agency and the Korea Internet & Security Agency (KISA), announced on the 20th that they are expected to increase the number of smishing scams impersonating the national subsidy, etc. .

In order for users to prevent damage from smishing (voice phishing) scams in advance, click on an unverified Internet address (URL) or phone number in text messages such as courier inquiry, holiday greetings, mobile gift certificate, ticket, and performance ticket presentation. shouldn’t

It is also recommended to strengthen the security settings of the smartphone to prevent unauthorized installation of apps from unknown sources. At the same time, the government urged the government to install the app through an authorized open market rather than through the link in the text when downloading the app.

At the same time, it is necessary to install a vaccine program to keep the status of updates and real-time monitoring. In addition, it is important not to enter or disclose ID cards, personal information, or financial information in the name of identity verification, disaster support, or vaccine reservation inquiry.

Prior to Chuseok, the government is focusing on monitoring smishing and strengthening cybercrime crackdowns to prevent damage to the public due to smishing through collaboration between relevant ministries.

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