Sermsak Wongsitichok, Director of Financial Instruments Trading Bualuang Securities Public Company Limited said that the market overview in the last curve of 2021 can still go on. There are many supporting factors such as global stock markets improving. From the progress of vaccination against COVID-19 causing many countries to start to open again
such as Europe, the United States or India, etc. While many governments still use economic stimulus measures especially the United States This can be seen from the fact that US President Joe Biden Presenting the American Jobs Plan or American Jobs Plan to restore and develop the country’s economy in the long term.
Therefore, for the remainder of 2021, it is recommended to those who are planning a 2021 tax break or wanting to build long-term investment savings. Find a time to invest in Savings Mutual Funds or SSF and Retirement Mutual Funds or RMF. Those under 45 years old should choose to invest in SSF funds fully first. Because the investment period is not very long or about 10 years, there is no minimum investment requirement.
At the same time, there is no need to buy continuously every year, buy any year, reduce that year, invest up to 30% of the income for the whole year, but not more than 2 hundred thousand baht, and when combined with RMF funds, provident funds or PVD, pension insurance , GPF, GOC, etc., must not exceed 5 hundred thousand baht.
But if you are over 45 years old, you should choose to invest in RMF because you can redeem investment units at 55 years old and there is no minimum investment. but must continue to invest every year Except for no more than 1 year, when the conditions are met, can sell all the investments making investments less than 10 years
The effective investment In addition to investors must arrange investment portfolios to suit their age. You must also consider the ability to take risks as well, for example, if you are a moderate risk taker, you should choose a mix fund that can invest in the long term. or if you want to plan for retirement through long-term investment But don’t have time to take care of the investment portfolio to suit the age range. Should choose to invest in the Target Date Fund that focuses on long-term investment. for retirement
In addition, the BLS Top Funds report also recommends 4 interesting SSF and RMF funds. out of the country Domestic and foreign equities and alternative assets
2. Technology Equity Fund with a high level of risk by recommending the KKP TECH-H-SSF fund that focuses on investing in tech stocks which is a key group in driving global economic growth and the B-INNOTECHRMF Fund that invests in good quality tech stocks, both online service applications, semiconductor and electronic equipment from around the world
3. Global stock funds with high risk. We recommend KFGGSSF because it believes that the stock will grow. It can generate good returns over the long term, and the KCHANGERMF fund focuses on investing in stocks of global companies that contribute to change in resource and environmental education.
4.Vietnam Equity Fund with a high level of risk, recommend the ASP-VIETRMF fund that focuses on investing in listed equities. or have main business in Vietnam It is expected to benefit from growth opportunities in the Vietnamese stock market. And the economic expansion that may return to an average 6-7% per year again in 2022.
